LifeX insurance

Affordable Group Health Coverage

Finding quality health coverage that’s both comprehensive and affordable can feel overwhelming. At Jeffery Insurance, we have a Health Insurance solution designed to provide real medical protection at a price that makes sense.

The health insurance plans combine the flexibility of group coverage with benefits that rival traditional major medical plans — without the high premiums.

What do LifeX employee health insurance plans offer?

LifeX is an ACA-compliant group health solution that provides:

  • Minimum Essential Coverage (MEC)
  • Low deductibles (starting around $500)
  • Nationwide provider access
  • Transparent, predictable pricing

It’s a smart alternative for individuals, families, and small business owners looking for better value in health coverage.

Who are LifeX employee health insurance plans for?

LifeX is a strong fit for:

  • Independent contractors & 1099 workers
  • Self-employed professionals
  • Small business owners
  • Individuals without employer-sponsored health benefits
  • Families seeking lower monthly premiums

If traditional ACA plans feel too expensive, LifeX may offer the balance of coverage and cost you’ve been searching for.

Call 480-489-2937 for enrollment and questions on these great plans.

Key LifeX Benefits

  • Comprehensive Medical Coverage – LifeX includes doctor visits, hospitalization, emergency services, and preventive care.
  • Affordable Everyday Care
    • Low copays for doctor visits
    • $25 lab work
    • $50 X-rays
    • Discounted MRIs and advanced imaging
  • Prescription Coverage – Includes free generic medications and affordable brand-name options.
  • Preventive & Wellness Services – Routine screenings such as mammograms, colonoscopies, and annual checkups are included.
  • Maternity Coverage – Pregnancy care for primary members is built into eligible plans.
  • Mental Health Support – Access to counseling and virtual care options.
  • Telemedicine
  • HSA options
  • Humana Unlimited Dental Pans

LIFEX EMPLOYMENT QUALIFICATIONS

To qualify for LifeX Employment and to receive these amazing benefits, the applicant, spouse and dependents must answer “No” to the LifeX Assessment Questionnaire health questions and the Primary applicant must be willing to complete the health risk assessments throughout the year.

Call 480-489-2937 for enrollment and questions on these great plans.

LifeX MM Classic

The LifeX MM 1000 Plan includes the below copays, $1,000 deductible, 24/7 telemedicine for Primary Care, Urgent Care, and Mental Health support.

Plan Benefit Information

Deductible (In-Network) – Ind/Fam:
$1,000 / $2,000
Deductible (Out-of-Network) – Ind/Fam:
$2,000/ $4,000

Out-of-Pocket Limit (In-Network) – Ind/Fam:
$10,150 / $20,300
Out-of-Pocket Limit (Out-of-Network) – Ind/Fam:
$20,300 / $40,600

Maximum Lifetime Benefit: UNLIMITED

Office: $25 CoPay
Spec Visit: $40 Copay
Urgent Care: $60 Copay
Chiropractic: $30 Copay

ER Visit Copay: 20% After Deductible

Telemedicine Provider: $0 Copay

Click here to view the Full Brochure

The LifeX MM 2500 Plan includes the below copays, $2,500 deductible, 24/7 telemedicine for Primary Care, Urgent Care, and Mental Health support.

Plan Benefit Information

Deductible (In-Network) – Ind/Fam:
$2,500 / $5,000
Deductible (Out-of-Network) – Ind/Fam:
$5,000 / $10,000

Out-of-Pocket Limit (In-Network) – Ind/Fam:
$10,150 / $20,300
Out-of-Pocket Limit (Out-of-Network) – Ind/Fam:
$20,300 / $40,600

Maximum Lifetime Benefit: UNLIMITED

Office Visit: $25 Copay
Spec Visit: $40 Copay
Urgent Care: $60 Copay
Chiropractic: $30 Copay

ER Visit Copay: 20% After Deductible

Telemedicine Copay: $0

Click here for the Full Brochure

The LifeX MM 3500 Plan includes the below copays, $3,500 deductible, 24/7 telemedicine for Primary Care, Urgent Care, and Mental Health support.

Plan Benefit Information

Deductible (In-Network) – Ind/Fam:
$3500 / $7000
Deductible (Out-of-Network) – Ind/Fam:
$7,000 / $14,000

Out-of-Pocket Limit (In-Network) – Ind/Fam:
$10,150 / $20,300
Out-of-Pocket Limit (Out-of-Network) – Ind/Fam:
$20,300 / $40,600

Maximum Lifetime Benefit: UNLIMITED

Office: $25 Copay
Spec Visit: $40 Copay
Urgent Care: $60 Copay
Chiropractic: $30 Copay

ER Visit Copay: 20% After Deductible

Telemedicine Copay: $0

Click her to view Full Brochure

The LifeX MM 4900 Plan includes the below copays, $4,900 deductible, 24/7 telemedicine for Primary Care, Urgent Care, and Mental Health support.

Plan Benefit Information

Deductible (In-Network) – Ind/Fam:
$4,900 / $9,800
Deductible (Out-of-Network) – Ind/Fam:
$9,800/ $19,600

Out-of-Pocket Limit (In-Network) – Ind/Fam:
$10,150 / $20,300
Out-of-Pocket Limit (Out-of-Network) – Ind/Fam:
$20,300/ $40,600

Maximum Lifetime Benefit: UNLIMITED

Office: $25 CoPay
Spec Visit: $40 Copay
Urgent Care: $60 Copay
Chiropractic: $30 Copay

ER Visit Copay: 20% After Deductible

Telemedicine Provider: $0 Copay

Click here to view the Full Brochure

The LifeX MM 7250 Plan includes the below copays, $7,250 deductible, 24/7 telemedicine for Primary Care, Urgent Care, and Mental Health support.

Plan Benefit Information

Deductible (In-Network) – Ind/Fam:
$7,250 / $14,500
Deductible (Out-of-Network) – Ind/Fam:
$14,500/ $29,000

Out-of-Pocket Limit (In-Network) – Ind/Fam:
$10,150 / $20,300
Out-of-Pocket Limit (Out-of-Network) – Ind/Fam:
$20,300/ $40,600

Maximum Lifetime Benefit: UNLIMITED

Office: $25 CoPay
Spec Visit: $40 Copay
Urgent Care: $60 Copay
Chiropractic: $30 Copay

ER Visit Copay: 20% After Deductible

Telemedicine Provider: $0 Copay

Click here to view the Full Brochure

LifeX HSA

The LifeX HSA 3500 Plan includes the below copays, $3,500 deductible, 24/7 telemedicine for Primary Care, Urgent Care, and Mental Health Support

Plan Benefit Information

Deductible (In-Network) – Ind/Fam:
$3,500 / $7,000
Deductible (Out-of-Network) – Ind/Fam:
$7,000/ $14,000

Out-of-Pocket Limit (In-Network) – Ind/Fam:
$8,500 / $17,000
Out-of-Pocket Limit (Out-of-Network) – Ind/Fam:
$17,000 / $34,000

Maximum Lifetime Benefit: UNLIMITED

Office: $40 Suggested Co-pay, 20% After Deductible
Spec Visit: $75 Suggested Co-pay, 20% After Deductible
Urgent Care: $90 Suggested Co-pay, 20% After Deductible
Chiropractic: $75 Suggested Co-pay, 20% After Deductible

ER Visit Copay: $1000 Suggested Co-pay, 20% After Deductible

Telemedicine Copay: $0

Click here for the Full Brochure

The LifeX HSA 5000 Plan includes the below copays, $5,000 deductible, 24/7 telemedicine for Primary Care, Urgent Care, and Mental Health Support.

Plan Benefit Information

Deductible (In-Network) – Ind/Fam:
$5,000 / $10,000
Deductible (Out-of-Network) – Ind/Fam:
$10,000/ $20,000

Out-of-Pocket Limit (In-Network) – Ind/Fam:
$8,500 / $17,000
Out-of-Pocket Limit(Out-of-Network) – Ind/Fam:
$17,000 / $34,000

Maximum Annual Benefit: UNLIMITED

Office: $40 Suggested Co-pay, 20% After Deductible
Spec Visit: $75 Suggested Co-pay, 20% After Deductible
Urgent Care: $90 Suggested Co-pay, 20% After Deductible
Chiropractic: $75 Suggested Co-pay, 20% After Deductible
ER Visit Copay: $1000 Suggested Co-pay, 20% After Deductible

Telemedicine Copay: $0

Click here to view Full Brochure

The LifeX HSA 8300 Plan includes the below copays, $8,300 deductible, 24/7 telemedicine for Primary Care, Urgent Care, and Mental Health Support.

Plan Benefit Information

Deductible (In-Network) – Ind/Fam:
$8,300 / $16,600
Deductible (Out-of-Network) – Ind/Fam:
$16,600/ $33,200

Out-of-Pocket Limit (In-Network) – Ind/Fam:
$8,500 / $17,000
Out-of-Pocket Limit(Out-of-Network) – Ind/Fam:
$17,000 / $34,000

Maximum Annual Benefit: UNLIMITED

Office: $40 Suggested Co-pay, 80% After Deductible
Spec Visit: $75 Suggested Co-pay, 80% After Deductible
Urgent Care: $90 Suggested Co-pay, 80% After Deductible
Chiropractic: $75 Suggested Co-pay, 80% After Deductible

ER Visit Copay: $1000 Suggested Co-pay, 80% After Deductible

Telemedicine Copay: $0

Click here to view Full Brochure

LifeX VL

The LifeX VL 500 Plan includes the below copays, $500 deductible, 24/7 telemedicine for Primary Care, Urgent Care, and Mental Health Support.

Plan Benefit Information

Deductible (In-Network) – Ind/Fam:
$500 / $1,000
Deductible (Out-of-Network) – Ind/Fam:
NOT COVERED

Out-of-Pocket Limit (In-Network) – Ind/Fam:
$10,150 / $20,300
Out-of-Pocket Limit (Out-of-Network) – Ind/Fam:
NOT COVERED

Maximum Annual Benefit: See Services Performed

Office / Spec Visit / Urgent Care Copay: $50 Copay After Deductible / 10 Visit Max

ER Visit Copay: $500 Copay After Deductible

Telemedicine Copay: $0

Click here to view Full Brochure

The LifeX VL 750 Plan includes the below copays, $750 deductible, 24/7 telemedicine for Primary Care, Urgent Care, and Mental Health support.

Plan Benefit Information

Deductible (In-Network) – Ind/Fam:
$750 / $1,500
Deductible (Out-of-Network) – Ind/Fam:
NOT COVERED

Out-of-Pocket Limit (In-Network) – Ind/Fam:
$10,150/ $20,300
Out-of-Pocket Limit (Out-of-Network) – Ind/Fam:
NOT COVERED

Maximum Annual Benefit: See Services Peformed

Office / Spec Visit / Urgent Care Copay: $50 Copay After Deductible / 10 Visit Max

ER Visit Copay: $500 Copay After Deductible

Telemedicine Copay: $0

Click here to view Full Brochure

The LifeX VL 1000 Plan includes the below copays, $1,000 deductible, 24/7 telemedicine for Primary Care, Urgent Care, and Mental Health Support

Plan Benefit Information

Deductible (In-Network) – Ind/Fam:
$1,000 / $2,000
Deductible (Out-of-Network) – Ind/Fam:
NOT COVERED

Out-of-Pocket Limit (In-Network) – Ind/Fam:
$10,150 / $20,300
Out-of-Pocket Limit (Out-of-Network) – Ind/Fam:
NOT COVERED

Maximum Annual Benefit: See Services Performed

Office / Spec Visit / Urgent Care Copay: $50 Copay After Deductible / 10 Visit Max

ER Visit Copay: $500 After Copay After Deductible

Telemedicine Copay: $0

Click here to view Full Brochure

The LifeX VL 1500 Plan includes the below copays, $1,500 deductible, 24/7 telemedicine for Primary Care, Urgent Care, and Mental Health Support.

Plan Benefit Information

Deductible (In-Network) – Ind/Fam:
$1,500 / $3,000
Deductible (Out-of-Network) – Ind/Fam:
NOT COVERED

Out-of-Pocket Limit (In-Network) – Ind/Fam:
$10,150 / $20,300
Out-of-Pocket Limit (Out-of-Network) – Ind/Fam:
NOT COVERED

Maximum Annual Benefit: See Services Performed

Office / Spec Visit / Urgent Care Copay: $50 Copay After Deductible / 10 Visit Max

ER Visit Copay: $500 Copay After Deductible

Telemedicine Copay: $0 Copay

Click here to view Full Brochure

LifeX PPO

The LifeX PPO 500 Deductible Plan includes the below copays, $500 deductible, 24/7 telemedicine for Primary Care, Urgent Care, and Mental Health Support.

Plan Benefit Information

Deductible (In-Network) – Ind/Fam:
$500 / $1,000
Deductible (Out-of-Network) – Ind/Fam:
$500 / $1,000

Out-of-Pocket Limit (In-Network) – Ind/Fam: $9,200 / $18,400
Out-of-Pocket Limit (Out-of-Network) – Ind/Fam: $9,200 / $18,400

Maximum Annual Benefit: See Services Performed

Office / Spec Visit / Urgent Care Copay: $50 Copay After Deductible

ER Visit Copay: $1,000 Copay After Deductible

Telemedicine Copay: $0

Click here to view Full Brochure

The LifeX PPO 750 Deductible Plan includes the below copays, $750 deductible, 24/7 telemedicine for Primary Care, Urgent Care, and Mental Health Support.

Plan Benefit Information

Deductible (In-Network) – Ind/Fam:
$750 / $1,500
Deductible (Out-of-Network) – Ind/Fam:
$750 / $1,500

Out-of-Pocket Limit (In-Network) – Ind/Fam: $9,200 / $18,400
Out-of-Pocket Limit (Out-of-Network) – Ind/Fam: $9,200 / $18,400

Maximum Annual Benefit: See Services Performed

Office / Spec Visit / Urgent Care Copay: $50 Copay After Deductible

ER Visit Copay: $1,000 Copay After Deductible

Telemedicine Copay: $0

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The LifeX PPO 1000 Deductible Plan includes the below copays, $1,000 deductible, 24/7 telemedicine for Primary Care, Urgent Care, and Mental Health Support.

Plan Benefit Information

Deductible (In-Network) – Ind/Fam:
$1,000 / $2,000
Deductible (Out-of-Network) – Ind/Fam:
$1,000 / $2,000

Out-of-Pocket Limit (In-Network) – Ind/Fam: $9,200 / $18,400
Out-of-Pocket Limit (Out-of-Network) – Ind/Fam: $9,200 / $18,400

Maximum Annual Benefit: See Services Performed

Office / Spec Visit / Urgent Care Copay: $50 Copay After Deductible

ER Visit Copay: $1,000 Copay After Deductible

Telemedicine Copay: $0

Click here to view Full Brochure

The LifeX PPO 1500 Deductible Plan includes the below copays, $1,500 deductible, 24/7 telemedicine for Primary Care, Urgent Care, and Mental Health Support.

Plan Benefit Information

Deductible (In-Network) – Ind/Fam: $1,500 / $3,000
Deductible (Out-of-Network) – Ind/Fam: $1,500 / $3,000

Out-of-Pocket Limit (In-Network) – Ind/Fam: $9,200 / $18,400
Out-of-Pocket Limit (Out-of-Network) – Ind/Fam: $9,200 / $18,400

Maximum Annual Benefit: See Services Performed

Office / Spec Visit / Urgent Care Copay: $50 Copay After Deductible

ER Visit Copay: $1,000 Copay After Deductible

Telemedicine Copay: $0

Click here to view Full Brochure