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Apply for Medicare Part A and Medicare Part B

Licensed Medicare Consultants in Arizona – Helping You Get Enrolled at No Cost to You

Getting started with Medicare? You’re in the right place. Our licensed Medicare consultants at Jeffery Insurance help you apply for Medicare Part A and Medicare Part B with step-by-step guidance—free of charge.

Whether you’re approaching 65 or retiring from employer coverage, we’ll help you understand your options, avoid penalties, and get your benefits started on time.

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What Is Medicare Part A and Medicare Part B?

The standard Part B premium for 2025 is $185/month, but your cost may vary based on your income from the previous year.

  • Medicare Part A covers inpatient care like hospital stays, skilled nursing, hospice, and some home health care. Most people don’t pay a premium for Part A.

  • Medicare Part B covers outpatient care, including:

    • Doctor visits
    • Preventive services
    • Lab work and imaging
    • Durable medical equipment

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When to Apply for Medicare A and B

You can apply during your Initial Enrollment Period (IEP):

  • 3 months before your 65th birthday
  • The month of your birthday
  • 3 months after your birthday

If you’ve had credible employer coverage past age 65, you can delay without penalty. But once that ends, you’ll need to sign up for Medicare Part B to stay protected and avoid delays in additional coverage.

  • Tip: Medicare coverage always starts on the 1st of the month, so applying early ensures you’ll have your Medicare ID cards in time.

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How to Apply for Medicare Part A and B Online

You can apply through the Social Security Administration (SSA) Online Services in just minutes.

The SSA’s online tools also let you:

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Why Work With a Medicare Consultant?

Applying for Medicare can be confusing—especially when coordinating other plans like retiree or ACA coverage. Our licensed Medicare consultants help you:

  • Understand your Part B enrollment timing
  • Choose the best Medicare Part B plan based on your doctors and prescriptions
  • Avoid penalties and coverage gaps
  • Get help with every form—at no cost to you

We take the time to explain everything clearly and help you make informed decisions. You don’t have to do this alone.

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Quick Answers to Common Questions

You can apply online at SSA.gov or let our Medicare consultants help you through the process—free of charge.

Doctor visits, outpatient care, lab work, screenings, durable medical equipment, and more.

Part A covers hospital stays; Part B covers outpatient and preventive care. You’ll need both to get full coverage through Original Medicare.

Yes, if you have credible employer coverage. But once that ends, be sure to enroll promptly to avoid penalties.

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Get Help Applying for Medicare Part A and Part B

Congratulations—you’re just a few steps away from speaking with a licensed Medicare consultant from Jeffery Insurance!

Please fill out the form below to the best of your ability. There’s absolutely no obligation to list your current insurance provider, doctors, or prescriptions—we’ll cover that together if needed.

Once submitted, our in-house Advocate Team will reach out by the next business day to personally welcome you and begin answering your Medicare questions. We’ll help you understand your options and offer recommendations for plans that best fit your needs—all at no cost to you.